1. Verify Ownership Zone

• Check if the property is in a Freehold zone (full ownership rights for foreigners) or Leasehold zone (usually 99-year leases).
• Most popular freehold areas: Downtown, Dubai Marina, Palm Jumeirah, JVC, Business Bay.

2. Confirm Developer Registration

• Ensure the developer is registered with RERA (Real Estate Regulatory Agency).
• For off-plan projects, check that buyer funds are held in a government-approved escrow account.

3. Work Only With Licensed Brokers

• Ask for the broker’s RERA ID card.
• Verify they are listed on the official Dubai Land Department (DLD) website.
• Avoid dealing with unlicensed “freelance” agents.

4. Understand All Fees & Taxes

• 4% DLD transfer fee (mandatory).
• NOC charges from the developer (around AED 5,000).
• Service charges (vary by project, typically AED 10–30 per sq.ft. annually).
• Mortgage registration fee (if financing via bank).

5. Review Documentation Carefully

• For off-plan: Oqood registration, Sales & Purchase Agreement (SPA).
• For ready property: Title Deed, NOC, Ejari registration (if renting out).
• Check that the seller has no outstanding service charges or mortgage.

6. Budget for Closing Timeline

• NOC issuance may take 7–14 days.
• Mortgage approval: 2–4 weeks.
• Title Deed transfer: typically 1–2 weeks after all documents are complete.

7. Explore Residency Options

• Buying property worth at least AED 750,000 can make you eligible for a 3-year residency visa.
• Investment above AED 2 million may qualify for the 10-year Golden Visa.

Final Tip

Don’t rely only on brokers or brochures. Always cross-check property prices, yields, and developer history with real data before signing.

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